Precious - characterized by sensation or displaying fond affection for; "a cherished friend"; "children are precious"; "a treasured heirloom"; "so very good to really feel needed" Nepal and Sri Lanka have similar personnel provident fund techniques. In Malaysia, The Employees Provident Fund (EPF) was set up in 1951 upon the https://silver-bullion19517.ampedpages.com/tax-deferred-growth-no-further-a-mystery-64581622