# Functionality figures are just after management and admin fees excl. brokerage and assuming dividends re-invested and no withdrawals. Effectiveness figures for periods better than just one 12 months are annualised and introduced as "for every annum" values. The peer comparison figures have been sourced from Morningstar details and is http://ghdyt.blue-blogs.com/16025268/5-simple-statements-about-emp-shares-explained